Card Loan Officer - Bank Mega (Surabaya, Jawa Timur)

Join Bank Mega, one of Indonesia’s leading financial institutions, as a Card Loan Officer in Surabaya, Jawa Timur. This is a unique opportunity to build a rewarding career in the banking sector with attractive commissions, clear targets, and a collaborative team environment. As a Card Loan Officer, you will be at the forefront of helping customers secure credit cards and loans tailored to their needs. This role offers significant growth potential and the chance to work with cutting-edge technology and industry-leading tools.

In this role, you will be responsible for managing the entire lifecycle of credit card and loan applications, from initial consultation to final approval. You will work closely with customers to understand their financial needs and provide solutions that meet their requirements. The ideal candidate will have a proven track record in the banking or financial services industry and a strong understanding of credit risk management.

📋 Tanggung Jawab Pekerjaan

• Manage the entire lifecycle of credit card and loan applications, from initial consultation to final approval.
• Conduct credit assessments and risk analyses to determine the creditworthiness of applicants.
• Work closely with customers to understand their financial needs and provide tailored solutions.
• Collaborate with internal teams, including credit analysis, risk management, and operations, to ensure smooth and efficient processing of applications.
• Utilize industry-leading tools such as SAP, Oracle, or similar systems to manage and track applications.
• Monitor and report on key performance indicators (KPIs) to ensure compliance with regulatory requirements and internal policies.
• Provide excellent customer service and build strong relationships with clients.
• Stay updated with industry trends and best practices in credit risk management.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Minimum of 3 years of experience in credit risk management, loan processing, or a related role in the banking or financial services industry.
• Strong understanding of credit risk management principles and regulatory requirements.
• Excellent communication and interpersonal skills.
• Proficiency in using SAP, Oracle, or similar banking software.
• Ability to work well under pressure and meet tight deadlines.
• Knowledge of credit scoring models and credit bureau systems.
• Certification in credit risk management or a related field is a plus.

🛠️ Keahlian

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